Behind on your mortgage in Omaha or Council Bluffs? This can be a very stressful time for you and your family, both emotionally and financially. Understand that you’re not alone, there are a great number of families finding themselves in this predicament. Read on to learn how to sell your Omaha or Council Bluffs house fast even if you are behind on your mortgage.
Don’t Delay
Should you find yourself among those in this position currently, don’t hesitate, especially if your lender has started communicating that foreclosure is on the horizon, selling your home fast in Omaha or Council Bluffs may be the best option. The time is now to sell your Council Bluffs or Omaha house fast if you are behind on your mortgage. Talk to your lender and let them know the steps you are taking, keeping open lines of communication open is important to avoid making errors as you take actions to resolve your problems. Failure to act on leads to complicated foreclosure processes. Don’t fool yourself by believing that this means you will be free of your financial obligations to the lender. And in many cases, there are deficiency judgments, wherein the lender is still legally owed any remaining debt on your mortgage note after the lender receives the foreclosure sale proceeds.
Selling on Your Own
Undertaking the task of selling your Omaha of Council Bluffs house if you are behind on your mortgage may appear to be a money-saving solution, on the surface. There is a tremendous deal of paperwork and multiple timelines for paperwork submissions involved in selling a piece of Real Estate in Omaha or Council Bluffs. Another difficult problem for you will be pricing your home without adding unrealistic value based on your emotional attachment to the property. Prepare for a financial outlay of up to thousands to present your home on the market. Should you successfully sell your home in Council Bluffs or Omaha, you need to understand there are legal risks involved. Any major repairs discovered after closing, even if previously unknown, could mean facing legal risks on your own as well.
Using a Local Real Estate Agent in Omaha, Council Bluffs and the Surrounding Area
Listing with a local real estate agent in Omaha or Council Bluffs is another way to sell your Omaha house even if you can’t pay your mortgage. Unless your property is in mint condition, repairs, renovations, and upgrades may be required. Real estate agents include a staging strategy at your expense as a part of the overall marketing and advertising budget. In addition to these expenses, you will also be paying commissions and closing costs. When already struggling to stay afloat, their demands may sink you financially before your home ever sells. Remember, in traditional listings, you have no guarantee of if or even when your home will sell..
Selling Directly To a Local Cash Home Buyer in Omaha, Council Bluffs and the Surrounding Area
When you are considering selling your Omaha or Council Bluffs house if you are behind on your mortgage, selling directly maybe your best option. It is important to consider the advantages of working with a direct cash home buyer in Omaha, Council Bluffs and the surrounding area especially when you have debt looming over your head and you get nearer to the deadline of foreclosure every day. You can be ahead of the lender and the foreclosure process by selling your house fast in Omaha or Council Bluffs to a local cash home buyer before it is too late. No interruptions in your life from showings, no pressure to keep everything spotless at all times. You will not be left under the gun by working with inexperienced buyers, backing out, and failing to close. None of the expenses of listing a home will come into play, including no real estate commissions coming off the top at closing.
The best way to sell your Omaha or Council Bluffs house fast is to Harter Investments, even if you are behind on your mortgage! Unlike traditional listings, you will have a guaranteed sale, a quick closing date you can rely on to avoid foreclosure. To learn more, send us a message or call 402-939-6556 at any time!
